Does applying with Affirm affect my credit? October 21, 2020 23:50 Updated Nope! Applying for an Affirm loan does not affect your credit. Related articles What payment methods do you support? How does AutoPay work on Affirm? What if I've paid with Affirm and I need to return or cancel my order? How does Affirm work? How can I get my FIGS embroidered?