Does applying with Affirm affect my credit? May 19, 2021 19:59 Updated Nope! Applying for an Affirm loan does not affect your credit. Related articles What if I've paid with Affirm and I need to return or cancel my order? How does Affirm work? What payment methods do you support? Can I exchange items that I’ve received an initial discount on, or will I have to pay the full price? How does AutoPay work on Affirm?